Charlotte NC Ranks LOWEST in Cost of Living in Southern Cities

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House Under magnifying Glass

“What is the Cost of Living Like in Charlotte?”

is a frequent question I get from families considering a move to Charlotte. We’ve been called the third most “affordable city” in the country, here are some more details and comparisons, I point out Portland and Seattle because those are the 2nd and 3rd fastest appreciating cities in the country behind Charlotte.

Charlotte cost of living is 26% less than Portland

Charlotte cost of living is 27% less than Seattle

Charlotte cost of living is 36% less than in Washington DC , 48% less than San Francisco!

Check out the chart of southern cities (thanks Charlotte Chamber)

Cities of 400,000 to 1,000,000 Population
Second Quarter 2007



All Items Index


Charlotte, NC 88.2


Memphis, TN 89.7


El Paso, TX 93.2


Austin, TX 95.1


Kansas City, MO-KS 96.3


Detroit, MI 98.2


Jacksonville, FL



Albuquerque, NM 100.2


Denver, CO 103.7


Las Vegas, NV 110.8


Portland, OR 120.3


Fresno, CA 120.6


Washington, DC 137.0


San Francisco, CA


Sources: U.S. Department of Commerce – Bureau of Census, 2000; ACCRA – Cost of Living, 2007 Note: Five cities within this population range did not report Cost of Living data to ACCRA.

If you are moving from New York or the Northeast, you will like our property tax rates,and how we compute them. If you are from Florida, you will love our property insurance rates… but as the chart above shows, if you want to live in a larger modern city in the south, there isn’t a better city for cost of living!

And of course Charlotte’s lower cost of living means much more money for the fun things in life!

Come on down, check us out, an save more money for fun!

A couple of other recent articles about the terrific Charlotte real estate market by and ABC News Search MLSE MailTerryI have more great pictures at my Charlotte photo galleries: Uptown Dilworth, SouthPark, Ballantyne Country Club, High GateThere are more than 35 Charlotte galleries in total, I try and add new ones every week.

You can learn more about me at Terry McDonald Real or visit my Online Relocation Guide with Terry’s video Intro to Charlotte

People interested in moving to Charlotte, investing in Charlotte, or buying in Charlotte, you deserve expert representation. Give me a call, a try out, and I’ll work every day to make you a raving fan. Terry McDonald

Call me direct at 704-351-1519, and I’ll see you in Charlotte!

Terry McDonald

Terry McDonald

I am the owner and operator of and was inspired to create this website when I moved my young family of 6 down to Charlotte from the northeast, now over 20 years ago. Charlotte quickly became home to us and I wanted to create a website that would help individuals and families considering a move to Charlotte. I'm also the owner of The McDonald Group at eXp Realty (my day job) and have helped hundreds of folks relocate to Charlotte over the years.

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So everybody’s heard that Atlanta calls itself the “capitol” of the New South. Ok, I’ll give them that. But if Atlanta is the “capitol”, then Charlotte is the heart of the New South. Charlotte is the 20th largest city

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